How to Apply for Medicaid in Michigan: A Step-by-Step Guide

Navigating Medicaid can feel overwhelming—especially when you’re trying to secure essential home care services for yourself or a loved one. At CareChoice, we guide families every step of the way, helping them understand their options and get the support they deserve.

If you’re wondering how to apply for Medicaid in Michigan, this comprehensive, step-by-step guide will walk you through the process. Whether you’re applying for standard Medicaid or long-term care benefits such as in-home support, we’ll cover everything you need to know to make the process easier.

What Is Michigan Medicaid?

Medicaid, also known in Michigan as Medical Assistance, is a state and federally funded program that provides free or low-cost healthcare coverage to low-income individuals, families, seniors, children, pregnant women, and people with disabilities.

If you’re looking into Medicaid for home care or long-term support services, the program can help cover essential care that supports aging in place with dignity.

Step-by-Step: How to Apply for Medicaid in Michigan

There are three main ways to apply for Medicaid in Michigan, so you can choose the option that works best for you or your family.

Apply Online via MI Bridges

The MI Bridges portal is the easiest and fastest way to apply:

Apply at MI Bridges

Create or log in to your MI Bridges account
Select “Healthcare Coverage” to begin your Medicaid application
Upload required documents and track your application status

Bonus Tip: MI Bridges allows you to manage multiple benefits (like food assistance or cash assistance) in one place.

Apply by Paper (Form DCH-1426)

Prefer to apply offline? You can complete the paper application:

Download Form DCH-1426 from the Michigan Department of Health and Human Services (MDHHS) website
Mail, fax, or drop it off at your local MDHHS office
Find your local office here

Apply by Phone

Need help over the phone? Call the MDHHS Medicaid Helpline at: 1-855-276-4627
A representative can assist with the application or answer questions about the process.

What Documents Do You Need to Apply?

Before starting your Medicaid application, make sure you have the following documents ready:

Proof of income: Pay stubs, Social Security, VA benefits, pension, or tax returns
Social Security numbers and birthdates: For everyone in your household applying
Proof of identity and citizenship: Birth certificate, passport, or state-issued ID
Health insurance details: If you already have coverage
Proof of Michigan residency: Utility bill, lease agreement, or driver’s license
Financial records (if applying for long-term care): Bank account statements, property deeds, insurance policies

Having these ready upfront will help avoid delays in processing your application.

Who Is Eligible for Medicaid in Michigan?

Eligibility for Michigan Medicaid depends on several factors, including income, household size, and medical needs.

General Requirements:

Must be a Michigan resident
Must be a U.S. citizen or qualified legal resident

Financial Guidelines (2025):

Most adults qualify if income is at or below 138% of the Federal Poverty Level (FPL)
Pregnant women and children may qualify at higher income levels
Seniors and disabled adults applying for long-term care programs must also meet asset/resource limits

Planning to apply for in-home care or long-term services? Check asset limits and Medicaid waiver eligibility before submitting your application. CareChoice can help guide you.

Special Medicaid Programs in Michigan

Medicaid in Michigan offers specialized programs for individuals with different needs, including:

Healthy Michigan Plan (HMP) – For low-income adults aged 19–64
MI Choice Waiver Program – For seniors and disabled individuals who need long-term care at home instead of in a nursing facility
Children’s Special Health Care Services (CSHCS) – For children with chronic medical conditions
Long-Term Care Medicaid – For individuals who require ongoing daily assistance, often provided through a home care agency like CareChoice

CareChoice Tips for a Smooth Medicaid Application

We’ve helped hundreds of Michigan families navigate the Medicaid process. Here are our top tips:

✔️ Start early: Medicaid coverage isn’t always retroactive—apply as soon as you meet eligibility
✔️ Use MI Bridges: It’s the most efficient way to apply, upload documents, and check your status
✔️ Get guidance: If you’re applying for long-term care or waiver programs, consult a Medicaid planner or call CareChoice for help
✔️ Stay organized: Incomplete or missing documents are the most common cause of application delays

How CareChoice Can Help

As a trusted Michigan home care agency, CareChoice specializes in helping families access Medicaid-funded home care services. From helping you understand eligibility for the MI Choice Waiver to connecting you with long-term care programs that keep your loved one at home, we’re with you every step of the way.

Need help understanding Medicaid for home care?
Contact CareChoice today for compassionate guidance and expert support.

Applying for Medicaid in Michigan doesn’t have to be stressful. With the right information and support, you can secure the care you or your loved one deserves—right at home.

Whether you’re looking for in-home care through the MI Choice Waiver or applying for general Medicaid benefits, CareChoice is here to help you navigate the path with confidence.